Builders Risk & Vacant

Wholesure offers versatile builders risk and vacant property solutions through multiple digital markets, covering a wide range of personal and commercial exposures. Whether it’s ground-up construction, remodeling, renovation, or a vacant structure in transition, our programs are designed to meet the needs of projects large and small.

With low minimum premiums and flexible coverage terms, we make it easy to protect everything from short-term renovations to complex developments—quickly and confidently.

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Eligible Occupancy

  • Habitational- Apartments, Condo, 1-4 unit Dwellings
  • Industrial
  • Institutional buildings
  • Hotel/Motel
  • Mercantile
  • Restaurant

Coverage Highlights

  • Admitted and non-Admitted options
  • Coverage available for Owners, Contractors, or Developers
  • TIV limits vary by construction type
    • Frame & JM up to $10M
    • NC, MNC, MFR, & FR up to $20M
  • Minimum premiums as low as $500
  • Flexible policy terms: 3, 6, 9, 12, 18, 24, & up to 36 months

How to Submit

At Wholesure, we understand that fast turnaround times on small business are crucial to winning opportunities. That’s why our Small Business team is built with multiple entry points for quick and efficient quoting.

Agent Portal

  • Comparative Xpress Raters
  • Direct Carrier Online Quoting
  • Online submission forms

Alternative Options