High Net Worth

Homeowners Coverage

• Monoline or package policy programs available (including monoline wind and flood)
• Programs for all occupancy types (Primary / Secondary / Seasonal / Rental / Vacant)
• Complex ownership structures are acceptable (Corporation / Trust / Estate)
• No maximum TIV threshold
• No maximum deductible
• Broad wind, flood, earthquake and brush appetite
• Extreme protection class locations can be considered
• Accounts with adverse loss activity can be considered
• Ground-up or mid-term builder’s risk programs including wind coverage

Fine Art and Collectibles Coverage

• Monoline or Package policy programs available (monoline collections are exclusively accessed through our online rate/quote/request to bind platform)
• Complex ownership structures are acceptable (Corporation / Trust / Estate)
• No maximum TIV threshold
• Items can have coverage afforded under blanket limits or be scheduled individually
• Broad wind, flood, earthquake and brush appetite
• Accounts with adverse loss activity can be considered

Auto Coverage

• Policies can be written on Replacement Cost, Agreed Value, Stated Value, or Actual Cash Value basis
• No maximum value per vehicle
• Standalone Physical Damage available
• Recreational vehicles are acceptable (e.g. motorhomes, golf carts, ATVs, motorcycles, trailers)
• Complex ownership structures are acceptable (Corporation / Trust / Estate)

Watercraft

• Monoline (minimum hull value of $1 million) or Package policy programs available
• Complex ownership structures are acceptable (Corporation / Trust / Estate)
• High P&I limits are available
• Watercraft ranging from PWCs to Mega Yachts are acceptable
• Broad navigational limits available
• Charter / Owner-Captained / Performance Boat exposures are acceptable