Individual Disability Solutions
Individual Disability Solutions provide your clients with income replacement in the event they are unable to work due to illness or injury. Our policies are tailored to meet each client’s specific needs, ensuring financial stability and peace of mind during periods of disability.
- Individual Long-Term Disability:
- Income Protection: Provides a steady income stream if your client is unable to work due to illness or injury, ensuring financial security during their recovery.
- Peace of Mind: Allows individuals to focus on healing, knowing their essential expenses are covered while they recover.
- Customizable Coverage: Flexible options based on income and occupation, offering the right level of protection.
- Excess High-Limit Disability:
- Extended Coverage: Available for individuals and businesses whose disability coverage needs exceed the limits of standard U.S. admitted insurance carriers.
- Global Accessibility: Offers coverage for those who require more extensive protection due to high incomes, specialized roles, or unique business needs.
- Tailored Protection: Provides the ability to customize policies to cover gaps in existing disability insurance, ensuring complete income replacement.