Waste Haulers Program
Wholesure Transportation Underwriters (WTU) provides specialized insurance for waste hauling operations, backed by an A.M. Best “A-, VII” rated carrier. Our solution merges essential coverage with risk management tools to address the day-to-day operational needs of waste haulers.
Key Enhancements
- CA9948 Form Coverage
- Adds limited pollution coverage for spills or overturns during transport (excluding loading/unloading).
- Blanket Additional Insured (AI)
- Automatically applies when contracts call for additional insured endorsements
- Reduces administrative time for brokers and haulers.
- Waiver of Subrogation (WOS)
- Built-in to satisfy standard contract clauses.
- Primary Non-Contributory (PNC)
- Ensures this policy responds first when required by contract.
By including these enhancements, haulers can better control risk and maintain compliance across a range of operational scenarios.
Waste Haulers Program
- Auto Liability
- Coverage for bodily injury and property damage.
- Physical Damage: Protection for owned or leased vehicles.
- General Liability: Coverage for third-party bodily injury and property damage claims.
- Motor Truck Cargo: Protection for cargo loss or damage while in transit. Not applicable for waste hauler.
- Cyber Liability: Coverage for data breaches and cyberattacks.
- Occupational Accident & Workers’ Compensation: Coverage for work-related employee injuries.
- Non-Trucking Liability: Liability coverage when vehicles are not used for business purposes. Not applicable for waste haulers.
- Excess Liability: Additional coverage limits up to $25 million.
Submission Guidelines
- Short Primary Application – Submitted via the Agent Portal. Only appointed agents with active user accounts can access this portal.
- Supplemental Application – If Non-Binding Indication is accepted, additional questions will open in the full supplemental application which will be needed to formalize a quote
- Current Insurance Loss Runs – Last 60 days to 4 years-needed for non-binding indication
- Current MVRs (Motor Vehicle Reports) – Must be within the last 60 days.
- Resumes for Key Employees – Include for key employees.
- Copy of Written Safety Plan – Must be provided.
- Expiring Premium and Number of Units – Provide details.
- Copies of Vehicle Registrations – Required.
- 30-Day Minimum Lead Time – Must be considered.
- Accounts with > 20 Units – May require loss control pre-inspection.
Submission Process
- Create an Account and Access the Agent Portal:
- Ensure access to the Agent Portal and create an account to submit the required documents.
- Fill out the Short Primary Application via the agent portal.
- Complete the Application:
- Fill out all required fields accurately to avoid delays.
- Submit the Application:
- Submit the completed application via the submission portal or email.
- Your underwriter will reach out to you directly with any questions or requests for additional information needed to evaluate the account. Adhere to the 30-day minimum lead time for processing.